Message from the President & CEO

We sincerely express our gratitudes to your continuous support, As of April 14 2020, I assumed the position of President & CEO of CPFGFL,Since 2010 when CPFGFL, started it's financial service for small-and-large enterprises, we have regarded offering more professional and efficient integrated financial services to small-and-large enterprises as our mission, aims to create more value to the world economy, and adheres to the core values of "Professional, Stable, Pragmatic, Innovative". we continuously pursue innovation of financial product and service systems, and provide integrated solutions for small-and-large enterprises financing, innovation and entrepreneurship financing as well as inclusive financing, Through eight years' hard efforts, We have found our scaled, diversified and cross-regional development path with our great ambition. In the face of new mission and responsibilities, opportunities and challenges, We will continue to focus on our prime business, explore overseas M&A and wealth management, establish private equity, get involved in non-performing asset restructuring, so as to gradually enhance the Group's comprehensive strength and core competitiveness.

Looking back to the past, For eight years, we have forged ahead with determination, reflecting our independence and self-improvement; we have continuously made explorations and practiced our spirit of toughness and persistence.

In the following Ten years, we will keep sound operation and move forward. we will join hands with millions of Global small-and-large enterprises.

Allow me to express my heartfelt sympathy to all those affected by the COVID-19 pandemic. The CPFGFL, Group, including Banks, will fulfill our responsibility as the financial infrastructure of society, to support continuity in business and livelihoods, so that the economy and society can regain its energy and stability as soon as possible.

Efforts to respond to the health threat posed by COVID-19, the declining birthrate and aging population, as well as the need to address societies rapidly advancing digitalization and decarbonization efforts, will bring transformation to our industrial and socio-economic structure, leading to development and growth of a sustainable society.

While all of our stakeholders are overcoming challenges to find a way to the next stage, toward sustainable growth, we will make every effort to help realize these goals. This will be our unchanging purpose now, and into the future. It is with this goal that the CPFGFL Group have defined our purpose: to “Committed to empowering a brighter future.”, and in order to achieve this, we will start our new Medium-Term Business Plan in April. We will move forward with the transformation of our business model while emphasizing speed, with the goal of contributing to addressing your problems and creating a “bank that opens a path to the future”.

We sincerely appreciate your continued support.

Chunjie L

President and CEO